Philam Life Insurance Company is a private limited company incorporated in 2021 by former millionaire Mark Gilkey. The company provides insurance products in various forms to cater to individual investors. It is one of the leading investment companies in Asia focusing on health, wealth, and retirement products. It has its main headquarters in Baguio City, the capital of the Philippines.
The Philippine American Life and General Insurance Company have branches in most parts of the world. This company operates through a network of brokers. It specializes in all types of insurance plans and products for the benefit of its customers. It specializes in the whole life, term life, group life, and universal life insurance. It also offers investment opportunities in its product lines. These products are mainly insurance related.
The company operates through a network of more than 1000 brokers in the United States of America. It has branches in Canada and in several other countries. It has a reputation for providing high quality products and services. They specialize in providing long-term investment solutions. In their customer accounts, you can find insurance policies of different periods such as one year, five years, and ten years.
The company has several insurance products it offers to its customers. These are: Whole Life Insurance, Term Life Insurance, Variable Life Insurance, Universal Life Insurance, variable universal life insurance, risk life insurance, universal risk life insurance, employer provided retirement plans, employee sponsored retirement plans, employee guaranteed annuities, deferred deposit life insurance, and limited liability company products. These products are backed by a variety of risk management techniques. For example, Whole Life Insurance is backed up with several techniques such as cash value, guaranteed premiums, guaranteed renewability, guaranteed premium refunds, and cost shifting. These guarantee the return of the invested amount, if the policyholder dies before the maturity of the policy.
With Philam Life Insurance you can be rest assured that your investment is not at risk. This is mainly because they have undertaken to maintain a diversified portfolio. That means, the insurance products will not depend entirely on one particular investment. You can choose from among their available products depending on the type of investment you think will yield you maximum returns. They also offer the service of buying and selling insurance policies through a broker.
Apart from offering insurance, Philam Life also helps clients manage their finances. It does this by providing financial advice. It provides insurance planning and investment advice. These will help you improve your financial position and make wise investment decisions. Thus, this is not a mere business opportunity; it is a way of helping people lead their lives according to their values and not just according to their needs.