Sunlife Insurance Company, or Sunlife, is a Canadian life insurance company; it’s primarily regarded as a health insurance company. It’s one of the biggest health insurance providers in the world; with a history going back nearly 1865. It provides its clients with policies for all kinds of diseases, including cancer and dental care, as well as disability, life and accident insurance. A number of people in the Philippines have their own accounts with the Sunlife Insurance Company.
One of its main activities is promoting disability insurance in the Philippines. As one would expect, there are several issues that come up when discussing disability insurance benefits in the Philippines. One of these is the proliferation of structural conflict in Mindanao. Structural conflict is the problem that exists in the Mindanao Peninsula, which has claimed many lives of people in the area. In many ways, this has been one of the main reasons why the Sunlife Insurance Company has chosen to do business in the Philippines; aside from the fact that they have a good reputation.
Sunlife does not have direct contact with the military forces on the Mindanao Peninsula; although some of their agents have been in contact with them. What they have done, however, is making sure that a large portion of their risk is transferred to a rating company in the United States – that’s Sunlife Insured Financial Services – which has direct access to the Philippine government and is free from structural conflict. From there, the rating company decides where the risk lies and decides how much of it should be covered by Sunlife Insurance Company. The Filipino soldiers in Mindanao receive disability insurance benefits from the United States military. This transfer of risk allows Sunlife Insurance Company to receive high premiums while insuring the Philippines.
On a related note, when an agent or representative from Sunlife Insurance Company tries to contact a Filipino disability attorney or any disability attorney based in the Philippines for any kind of information or advice, there is usually a reason why. These are usually cases in which the agent or representative makes a request through a direct contact in the Philippines. But what is important is that the insured person gets his/her answer promptly because getting answers timely can help avoid delays in processing disability insurance benefits.
One example of when a direct contact with Sunlife Insurance Company may come in handy is when someone in need of long-term disability benefits seeks assistance from a long-time member of the Aetna health care team. Usually, the members of the Aetna health care team don’t have direct access to Sunlife Insurance Company representatives or any member of their organization. But what happens if there’s a need for such assistance? The answer would most likely be that the person seeking long-term disability benefits would be referred to Sunlife Insurance Company, where the needed help could be sought.
Now, this may sound like the plot of a spy thriller, wherein a protagonist has to find out a vital piece of information from an enemy he doesn’t know. Well, in the case of a long-term Sunlife Insurance Company benefits claim or a structurally significant Sunlife Insurance Claim, finding the needed help may come from an unexpected source-a Filipina disability attorney. The answer to the question “Who are Sunlife Insurance Company agents?”